Thousands of Cash App users in the United States could soon receive a $147 payout after a major class action settlement over unwanted text messages. A $12.5 million settlement is currently pending final approval, following allegations that Cash App—operated by Block Inc.—violated consumer protection laws by sending unsolicited referral messages. If you’re a Washington State resident who received one of these texts, you may qualify for compensation.

While Cash App has denied any wrongdoing, it agreed to settle the lawsuit to avoid further legal complications. Millions of customers are now closely watching the case for updates regarding final approval and payment timelines. Here’s everything you need to know, including eligibility, payout details, and how to file a claim once the process opens

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What Is the $147 Cash App Settlement About?

This legal action was prompted by complaints that Cash App’s “Invite Friends” program sent spam-like referral text messages to individuals without their consent. The messages, which were sent to Washington-based phone numbers, allegedly violated state-level consumer protection laws.

Lead plaintiff Kimberly Bottoms filed the complaint in the U.S. District Court for the Western District of Washington. The lawsuit claimed these messages were sent without proper authorization, breaching the privacy of thousands of individuals. While Cash App did not admit to any violation, the company agreed to the $12.5 million payout to close the matter and move forward.

Overview

Category	Details
Settlement Amount	$12.5 Million
Payout per Person	Up to $147
Eligibility Window	Texts received from November 14, 2019 to TBD
State Covered	Washington
Company Involved	Cash App (Block Inc.)
Settlement Type	Class Action – Spam Text Lawsuit

Eligibility Criteria

To be eligible for compensation, you must meet the following conditions:

You received an unwanted referral or promotional text message from Cash App
You were residing in Washington State at the time
Your phone number included a Washington-based area code
You received the message between November 14, 2019 and a future date (TBD)
You are among the estimated 2 million residents possibly affected under this class action

If you meet all these criteria, you could be entitled to a payment of up to $147, depending on how many valid claims are submitted.

Settlement Distribution

The amount each claimant receives is based on a pro rata system, meaning that the $12.5 million fund will be divided equally among all valid claimants. Here’s how the payout process works:

Settlement Fund Total	$12.5 Million
Estimated Individual Payout	Between $88 and $147 (depending on claims filed)
Claim Type	Pro Rata – equal distribution
Payment Options	Direct deposit via check, Venmo, or PayPal
Claim Status	Not open yet – check official sources

If the number of claimants is low, each individual will receive closer to the maximum amount of $147. However, if the claims exceed expectations, each eligible participant will receive a smaller portion.

How to Claim Your Cash App Settlement Payment

The claim process has not yet opened, but you can prepare by reviewing your eligibility and ensuring your contact information is up to date. Here’s what to do once the claims portal becomes active:

Confirm your eligibility (residency in Washington, message received, area code, etc.)
Visit the official settlement website (to be announced)
Choose your payment method – check, Venmo, or PayPal
Submit the claim before the deadline (will be published once finalized)

Keep an eye on communications from Cash App or Block Inc., which may arrive via email, postal mail, or online notices. You can also sign up for email alerts or newsletters via consumer service platforms or the company’s updates.

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